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MLB Total & Permanent Disability Benefits

Your service time still counts.

Former MLB players with 4 or more years of Major League service who can no longer work may qualify for $6,000 a month until age 62, plus $600 a month for each qualified dependent, no matter how long ago you left the game. We confirm your service time, build the medical record and file the claim.

$6,000
per month until age 62
4 years
of MLB service required
+$600
per month for each qualified dependent
What it is

Who qualifies for MLB T&P disability?

MLB Total & Permanent disability is the one disability benefit available to former Major League players. It pays $6,000 a month until age 62 to players who can no longer work because of injury or illness, plus $600 a month for each qualified dependent.

The plan's definition is strict: a physical or mental illness or injury that keeps you from working in any job for substantial pay, expected to last at least five years. How your records describe your condition matters.

Former players need at least 4 years of credited Major League service and must not have started their MLB pension. Unlike the NFL plan, there's no filing window tied to your release date.

Apply within 6 months

File within six months of becoming disabled and benefits are paid back to the date your disability began.

Approved for SSDI?

A Social Security disability finding can support your MLB claim. Tell us on your review.

How MLB credited service works

Credited service decides whether you reach the 4-year mark. Here's how it's counted.

1

Full season = 1 year

A full regular season on a Major League active roster earns one year of credited service.

43

Days = a quarter year

In a partial season, every 43 days earns a quarter year of credited service.

IL

Injured list counts

Time on the injured list counts as credited service. Some other time can count too, and we check for it.

4

Years to qualify

Former players need at least 4 years of credited service to qualify for disability benefits.

MLB credited service calculator

Do you have 4 years?

1Enter your days on the Major League active roster or injured list, season by season.
days
0.5 yr
days
0.5 yr
days
1 year
days
1 year
days
0.75 yr
2Can you hold a full-time job today?
3Have you started your MLB pension?
4How many qualified dependents?
Your MLB credited service
3.75 yrs
of credited Major League service
Total days entered714
Quarter years from partial seasons7
Full 172-day seasons2
To reach 4 years1 quarter
Monthly benefit$6,000/mo
Not at 4 years yet
1 more quarter year of credited service needed by your count. Your official record may differ, so it’s worth checking, and we offer other services for former players too. Give us a call.
Book a free MLB review →
A full season (172+ days) earns 1 year. In a partial season, every 43 days earns a quarter year. Shortened seasons, like 2020, use prorated service. Your official credited service is confirmed on review.
How we handle it

Your MLB claim, start to finish

Same team, same process we use for NFL players, built around the MLB plan.

Step 01

Free MLB review

A 30-minute call. We go over your seasons, health and work history and tell you straight whether T&P fits.

Step 02

Confirm your service time

We get your official service record so there’s no question about the 4-year requirement.

Step 03

Build the medical record

We gather the records that show why you can’t work and line up any exams the plan needs.

Step 04

File, and appeal if needed

We submit your claim and handle the follow-up. If it’s denied, we build the appeal.

FAQ

MLB disability questions

Don't see yours? Ask us on a free call.

$6,000 a month until age 62, plus $600 a month for each qualified dependent. Your amount also depends on your status when the disability began, which we confirm on your review.

Former players need at least 4 years of credited Major League service. A full season earns one year, and in a partial season every 43 days earns a quarter year.

A physical or mental illness or injury that keeps you from working in any job for substantial pay, expected to last at least five years.

Generally no. Former players need to apply before their pension starts. If you’re close to starting it, talk to us first.

There’s no filing window tied to your release date. But if you apply within six months of becoming disabled, benefits are paid back to the date your disability began, so timing still matters.

Yes. You have 180 days from the denial to appeal. See our MLB appeals page, or book a review and we’ll take it from there.

You put in the days.
Now collect on them.
Book a free MLB review → Denied? See appeals